What is American Express (AMEX)?
American Express was founded by Henry Wells, William G Fargo, and John Butterfield in 1850. It was originally intended to transport express delivery packages and other goods over railway networks throughout the US. In 1950, the trio introduced financial products and travel services. It has since grown into one of the global giants of the credit card industry.
AMEX puts its customers at the forefront of its business model and constantly creates new products to meet every customer’s needs. They offer membership reward programmes, cashback, and no-annual-fee card options.
The payment provider cares about sustainability as much as it does about its customer. It strongly supports initiatives such as Advance Climate Solutions and Diversity, Equity, and Inclusion.
The best online gaming platforms allow American Express players to make transactions using their cards for live casino games, sports betting, or slot machines just as they would a Visa or Mastercard credit card. American Express is available for both deposits and withdrawals in many currencies, so you can easily use American Express payments for your live dealer gambling action at casinos.
Depositing with AMEX at Live Online Casinos
Making online casino transfers with AMEX is simple and straightforward. If you’re new to AMEX casino sites, here’s how to deposit funds using AMEX at casinos:
Find online casino sites that accept AMEX deposits for gambling transactions and sign up for the one that suits your needs best.
Fill in the registration form with the required information and any applicable bonus codes to receive any relevant deposit or no deposit bonuses.
Head over to the cashier and select American Express as your preferred live casino deposit method.
Enter the amount you wish to deposit at the online gaming site with your Amex casino deposit (remember those decimal points!) and enter your credit card details.
Watch your funds reach your account instantly - instant deposit is always available at casinos accept American Express. It’s now time to enjoy the live dealer games with your AMEX deposit.
How to Make Withdrawals with AMEX at a Live Online Casino?
The best American Express online casinos allow you to use the payment method for both deposits and withdrawals, similar to other main payment methods you may find from the top live online casinos. Here’s how to request a cashout at American Express casinos:
Make sure you do not have any pending bonus money, or wagering requirements, as attempting to carry out AMEX gambling transactions. If you haven't completed any restrictions that came with your American Express deposits, the withdrawal may result in forfeiting of any winnings you may have accumulated.
Select American Express in the cashier section. If you've made American Express deposits prior, you'll usually see AMEX prominently in the cashier section.
Type in the amount you wish to withdraw. Your available balance depends on whether you've fulfilled any welcome bonus or deposit bonus wagering requirements or not. When you play online, you'll see your available balance all the time.
Complete the KYC (Know Your Customer) verification checks, if you haven’t already. We recommend passing that check right after making your first casino deposits.
Wait for the live casino to process your request. The best American Express casinos process withdrawal requests within 24-48 hours.
Wait for AMEX to process your funds. You should receive your AMEX withdrawals within a few business days at most.
AMEX Processing Times, Fees, and Limits
One of the reasons American Express has a strong reputation is because of the importance it gives to policies and protocols. Monitoring how much goes in and out is how they comply with national and anti-money laundering legislation.
All reliable live online casinos that accept American Express UK have processes in place to keep both you and the site safe while making AMEX deposits. These, among others, include limits, fees, and verification processes. It is crucial to read through the online casino’s terms and conditions, FAQs, and payment policy before signing up.
If you are unsure about these elements in relation to making live casino American Express deposits, we suggest contacting a customer support agent. In the meantime, here are some of the things you should consider when using American Express at live online casinos and making your AMEX deposits or AMEX withdrawals.
The charges you’ll need to pay when using your American Express card depend on the plan you opt for when applying for your card. A quick look through the AMEX website will show you that there are plenty of options for UK citizens that do not include an annual fee.
However, you may incur charges for transactions, and the benefits of owning a no annual fee American Express card are significantly lower than those with annual fees. Having said that, you’ll still be eligible for some benefits, such as cashback and point accumulation. Remember though, your fees may become quite big over time with this particular payment method, if you're not careful.
AMEX Processing Times
Usually, American Express deposits work instantly. In fact, AMEX is one of the fastest online payment method.
However, it may take up to ten business days for AMEX to process your withdrawal. This is added to any processing time the UK online casino requires, typically between 24 and 72 hours.
New online casinos may provide faster withdrawals, so always read the terms to understand exact processing times.
AMEX Transaction Limits
The minimum deposit or maximum withdrawals in AMEX online casinos depend on the plan you choose. You may even acquire points for all the AMEX transactions you make.
Another factor to consider is the policy of American Express casinos. Most live casinos in the UK allow minimum transactions of between £10 - £20 and maximum transactions of between £5,000 - £10,000, but this isn’t the rule for all of them. We suggest browsing through the site’s payment policy for more accurate information.
Where is American Express Accepted?
You’ll be able to use AMEX for casino transactions anywhere in the world. The payment provider supports 92 countries and currencies in Europe, North America, Asia Pacific, Latin America, and the Middle East. and Africa.
AMEX goes beyond land-based establishments and extends its services to online casinos. This means you’ll be able to shop at both local and international websites using your American Express card, which displays the logo within its payments page. This also widens the selection of American Express casinos for you, since many international online casinos accept AMEX.
Although American Express is a globally-recognised payment provider, the provider charges vendors a fair commission, meaning you won’t find it offered at all online casinos in the UK. We recommend checking the site’s payment methods before signing up. If you are still unsure, contact the casino’s customer support team.
Top Bonuses at Live Casinos That Accept AMEX
While you will rarely find an AMEX-specific casino bonus, top online casinos include American Express in all of their promotions, meaning you’ll never miss out when making AMEX deposits.
You may receive a welcome bonus with your first AMEX deposit. Next, online casinos that accept American Express may offer other bonuses that include:
- Deposit bonus: This is when a percentage of your AMEX deposit is added to your online gambling wallet as bonus funds. This is usually capped at a specified amount - an example of this would be 100% up to £100. The maximum bonus, thus, depends on the size of your Amex deposit.
- Cashback: In the case of a cashback bonus, the live casino refunds you a percentage of your losses during a certain period of time. This may be valid on specific live casino games, over a network, or within the entire live casino lobby. The best online casinos that accept American Express tend to provide a site-wide cashback.
- VIP bonus: If you’ve progressed through VIP levels at American Express casinos, you may receive exclusive VIP bonuses that may be higher than the ones advertised on the online casino’s promotions page.
- Tournament prizes: Some American Express gambling sites run regular tournaments on their games. Whether over a specific network or on a particular game, this allows you to battle it out against other real players for a chance to win prizes that could even include wager-free cash. Tournaments are common on all the best American Express casinos.
If you want to stay in the loop, we recommend subscribing to communications when signing up at top American Express casinos. This allows the online casino team to get in touch with all the latest offers, some of which may even be tailored to your activity and preferences in the live casino.
Why Live Casino Players Choose AMEX
There are plenty of reasons why players choose AMEX cards as their preferred online casino payment option for live casino gameplay, the main one being the security system. American Express holds a global reputation for being a secure payment method that believes in security notifications, biometric verifications, and protection against card theft and loss.
AMEX is flexible with its plans and the charges that come along with them. This makes sure that there is something for everyone’s budget and lifestyle. The more complex the card, the more perks the customer will have. For those looking for a basic card, American Express has cards with no annual charges. However, these come with limited benefits.
Live casino players can use American Express for both deposits and withdrawals, making it a go-to for many. Having said that, there's a limited number of UK live online casinos that accept American Express, so finding an AMEX casino may be challenging.
- Top-notch security systems
- Wide range of AMEX cards
- Withdrawals available
- AMEX rewards programme
- Long withdrawal times
- Limited availability
- Transaction fees
How to Get an AMEX Card
The first thing you need to do to open an account with American Express is to decide which American Express payment method suits your needs, especially when dealing with casinos. You can browse through the different categories and compare cards to narrow down your search to what fits you best.
Next, begin the application process by filling in your details and uploading the necessary documents. The acceptance of your application depends on your credit score and your ability to repay any accumulated debts. You must be 18 or older and have a current account and a permanent address in the UK.
AMEX typically accept or reject card applications within 60 seconds. However, there may be instances when the provider may require more time to process applications. If this is the case with your application, someone from the American Express team will contact you to request additional information or documents.
Safety and Security Using American Express
AMEX takes several measures to keep you safe while using it as your banking option. The first of these is Purchase Protection. Each purchase you make is covered for up to 90 days (depending on the purchase) against theft or damage.
American Express requires you to confirm online payments through smart technology. By doing so, the provider ensures that it is really you making the payment. This can be done through a notification, biometrics, or a verification code.
You can link your AMEX mobile app to your mobile wallet as part of AMEX Pay, Samsung Pay, Apple Pay, or Google Pay. With the Amex app verification features and data encryption, you know you’ll be safe while using American Express as part of your mobile wallet.
AMEX also covers you while abroad. The Card Assistance Abroad programme helps you deal with lost luggage, flight delays, and other inconveniences that might crop up while you’re away.
These are just a few of the safety features American Express offers its customers. The payment provider is well-known for its security. However, it’s also of the essence that you sign up to a secure AMEX online casino. Make sure the live casino is licensed by the United Kingdom Gambling Commission (UKGC) by looking out for the regulatory body’s logos in the header or footer of the page.
Another security feature to look out for is verification processes. The best online casinos in the UK will require you to verify your age and identity before being able to place your first deposit. If the live casino doesn’t require this for UK players, we recommend finding one that does.
The final feature to look out for at the best AMEX casinos is data encryption technology. This is when the live casino uses SSL tech to process your information and activity as you play games. This element is especially crucial because you’ll need to input your credit card details in order to make an AMEX deposit.
If you have any doubts or questions regarding your credit card payments at casinos that accept American Express, we recommend you contact customer support.
Discover Other Deposit Methods
If you don’t have an AMEX account, there are plenty of other payment methods you can use to deposit and withdraw money at online casinos in the UK. Here are some of the most popular payment options used by the best casinos:
PayPal is a popular e-wallet that is widely used for online purchases across the globe. Its reliable and secure payment system is why you’ll find PayPal at most online merchants. The provider acts as a medium between your bank account and casino account, meaning you won’t need to disclose any credit card information to the online casino.
Mastercard has been around since 1966 and is one of the most well-known payment methods in the world. You can obtain a credit card, debit card, or prepaid card from your local bank. The provider allows you to make online and offline transactions with minimal fees, which is why you'll find plenty of Mastercard casinos.
Paysafecard is a prepaid card that allows you to make online gambling transactions without disclosing any personal information. You can purchase vouchers in cash from participating retail outlets around the UK. Simply enter your 16-digit pin and your funds will be transferred to your online casino account within seconds.
About the author
Ethan Williams, a lively 24-year-old lad from the UK, brilliantly fuses his passion for online casinos with top-notch English localisation, creating bespoke casino guides for Britain's keen gaming lot.