The core of Live Cashback blackjack by Playtech is similar to that of a standard live blackjack game but with a few notable differences. The main difference is that punters get a lot more control than in most other game variations.
As the name suggests, players can cash in on a hand for a mutually agreed amount before the dealer's cards are revealed. In addition, the cashback deal is offered throughout the entire round, meaning that punters can always claim cashback, irrespective of their cards. That gives punters more flexibility, although the cashback might at times be unattractive and unrealistic.
Live cashback blackjack is typically played on a unique blackjack table, which allows any number of players to play in real-time simultaneously. That means punters do not have to worry about waiting to get a seat at the table to enjoy the live game.
Punters start by placing their bets via the software user interface. All bets must be placed before the casino live dealer begins distributing the cards, or the players will have to wait for the next round to play. The live dealer distributes two cards to each player and the banker, all of them face down except for one of the banker's cards.
The smart feature that allows an unlimited number of players is that the dealer draws the same two cards for all the players, after which the players can decide their next move individually. That means only four cards are drawn on the initial move, irrespective of the number of players. Players can use insurance only if the visible banker's card is an ace.
How Players Win
After the initial round, the dealer will check for any punters with a blackjack score, a perfect score of 21. The game ends when there is a player with a blackjack score. If not, the casino games live punters can choose their next move to get a regular win. Doubling down is permitted only for the initial two cards, meaning punters cannot use the option after splitting a hand.
The banker can continue to draw cards for as long as the totals are less than 17. If the sum of the banker's two cards is 17 or higher, the banker must stand. At each decision time, the players can choose the cashback option. The amount offered for a cashback is dependent on how strong the player's hand is. Choosing the cashback option brings the round to an end for the player.
Live Cashback Blackjack Rules
The live cashback blackjack rules are straightforward and similar to conventional blackjack rules, save for the cashback feature. That includes how the cards are counted to determine a player's scores. The game uses eight regular card decks, each with 52 cards. All players can also place any of the six side bets offered. The live gaming software used does not allow punters to make illegal moves or calls.
The payout for all regular wins in the game at any live dealer online casino is 1:1. In other words, players stand to gain as much as they are willing to lose, depending on the game's outcome. Something to note is that different casinos have different minimum betting limits, which punters must consider when placing bets.
Scoring 21 with the two initial cards gives players a payout of 3:2, which is quite attractive. Players who choose to get insurance, only offered when the banker's face-up card is an ace, get a payout of 2:1. The live cashback blackjack has a decent RTP rate of 99.56%, which is likely why the game is growing in popularity. The RTP is based on players using the basic blackjack strategy.
The different side bets have different payouts. The side bets offered in most live casinos include buster, lucky lucky, top 3, 21+3, dealer pair, and player pair. As in most casino live table games, side bets offer the best payout, but are also the hardest to win, is the buster side bet of eight or more cards with the player having blackjack. The payout for that side bet is 2000:1.